The Home Buying Process
Get Mortgage Pre-Approval
This is the first stop when you are considering buying a home. Find a reputable lender, preferably a recommendation from friends, family, or is highly rated online, showing reviews. The lender will pull your credit, analyze your debt and assets and create a prequalification based on credit score, income and other determining factors. They will issue a pre-qualification letter, which lets the seller know you are qualified to purchase their home. Request an estimate of closings costs.